Equity Release

Release the cash tied up in your vehicle with our competitive product and flexible service

The car market has achieved significant growth in recent years. So now may be the time to release some of the equity currently tied up in your vehicle. We can help by leveraging the value of your vehicle through Equity Release, which is also known as a “Sale Hire and Purchase” agreement.

If you have a vehicle of some value, whether it is modern or a classic (typically valued at more than £15,000), we can arrange to buy your vehicle and then sell it back to you on a Hire Purchase Agreement. No dealers or middlemen are involved in the process and the funds are released directly to your bank account.

As a direct lender, (not a broker), we assess every car e finance individually. If you are interested in releasing the cash tied up in your vehicle, please call us on 0800 915 6610. The funds could be in your account much sooner that you think.

Contact us today for a no obligation quotation.

Calculate your car finance costs with our Loan Calculator

CALCULATE YOUR MONTHLY REPAYMENT

Use our bespoke finance calculator to see how we could help you buy the vehicle you really want.

Who is equity release for?

Just Kampers Finance can help customers release capital quickly. This can be used to pay for investment properties, a new vehicle, or just to improve personal liquidity.

Not sure if this is the right choice?

If you’re interested in finding out how much money you could raise against a specific vehicle through Equity Release, please call us on 0800 915 6610 to discuss your requirements.

How does it work?

Just Kampers Finance will take care of the Equity Release paperwork including the Sale and Hire Purchase agreement, cutting through all of the complexity. Most customers get the go-ahead within a week.

 

Finance agreement types

 

More Finance Products

CREDIT LINE FINANCE

We can offer our customers a pre-approved credit line. This allows you to move quickly and buy your chosen vehicle immediately you find it.

LEASE PURCHASE

With a Lease Purchase you make regular payments over an agreed term, and at the end of the agreement you own the vehicle.

Hire Purchase

Owning a Camper Van, Classic Car, Motorhome or Van has never been more affordable, thanks to our range of Hire Purchase options.

Refinance

Even where existing finance agreements are in place with a lender, we can design a Refinance package to meet your needs.

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BESPOKE FINANCE

Finance personally designed to suit you and your vehicle…

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EXPERT KNOWLEDGE

We specialise in Camper Vans, Motorhomes and Classic Cars

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PERSONAL SERVICE

Face-to-face conversations, decisions made by humans

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COMPETITIVE RATES

Fast results, with the ability to achieve low monthly repayments

EQUITY RELEASE FAQs

How does car finance differ from leasing?

When you lease a car, you make monthly payments but the vehicle is returned to the finance provider at the end of the lease. With our finance options, you own the vehicle at the end of the agreement.

Can I reduce my monthly payment?

You can reduce your monthly repayments by putting down a larger deposit at the start of a finance agreement, or deferring a lump sum (also known as a balloon payment) until the end of the agreement, which can be a useful option in some circumstances. Call us to discuss your options and we can explain more.

What happens at the end of the agreement term?

You have several options. You can pay off the balance and own the car outright, you can refinance the balloon sum for an additional term or you can sell the car to pay the balloon sum and keep the remaining equity yourself. It’s up to you.

I HAVE BAD CREDIT; CAN I STILL GET CAR FINANCE?

The short answer is: Quite possibly. We take a holistic approach to credit underwriting and assess each application on its own merits. There are often very valid reasons why someone has a less than perfect credit history, and we always take into account each individual’s circumstances. If you’d like to discuss this, we’d be delighted to explain further.